| Welcome to Finance Insider, Business Insider's summary of the top stories of the past 24 hours. Sign up here to get the best of Business Insider delivered direct to your inbox. Diversification. That's the word of the day at Goldman Sachs, which announced first-quarter earnings Tuesday morning, smashing analyst expectations. On an earnings call after the results, CFO Marty Chavez said "diversify" or "diversification" 16 times. Here's our story on why that matters. In related news, Goldman Sachs' hot new business is lending to subprime consumers, and Wall Street's starting to ask questions. Elsewhere in finance news, we talked to JPMorgan's chief information officer about how she decides which startups to partner with, which to invest in, and which to outright buy. And a former Goldman Sachs exec explained why she made the leap to blockchain. | 
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