| Welcome to Finance Insider, Business Insider's summary of the top stories of the past 24 hours. Sign up here to get the best of Business Insider delivered direct to your inbox. Pharmacies are acquiring insurers. Hospitals are getting into the drug business. And insurers are starting to own doctors offices. And a pharmacy giant — Walgreens — is reportedly looking into acquiring a $20 billion drug distributor. The boundaries of the healthcare business are changing. Instead of growing by acquiring other companies in the same business, companies have started to move into new lines of business, with no two combinations looking exactly the same. It's anybody's guess what's going to happen next. In finance, 48-year-old billionaire Jonathan Gray is replacing Tony James as Blackstone's COO. Elsewhere, a bunch of shell-shocked Wall Streeters met in paradise during the market meltdown — here's what scares them most. Here's what's going on in the markets: In the tech world, Morgan Stanley says a merger between Dell and VMware is a 'worst case scenario' for shareholders. Microsoft just hired a chief diversity officer — and IBM is suing them over it. Snap is making its most aggressive bid yet for digital ad dollars by opening up its platform to the ad masses. The guys who helped build Jay-Z's streaming service Tidal are raising money to follow your every move. In crypto: Lastly, take a rare look inside 7 of the most luxurious superyachts for sale at Miami's premier yacht show. | 
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