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Sabtu, 24 Agustus 2019

IKEA is broadening its smart home ecosystem

This week's highlights: Jyske Bank debuts the world's first negative interest rate mortgage , Tesla lost a $5.5 million from a German car rental service order due to quality issues , Amazon is opening new locations of its 4-Star and Books stores , and much more
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IKEA is looking to broaden its smart-home ecosystem with a new unit

Sweden-based home retailer IKEA is collecting its various smart home efforts into a single new business unit.

The company plans to invest in the new unit and expand its range of devices, which currently includes smart light bulbs, smart plugs, and other connected devices to automate home control.

IKEA's large retail base and low-cost smart home options could put the company in a position to establish a presence in the connected home market and supply a variety of devices consumers will actually use.

With increased investment and a dedicated team, IKEA will likely broaden its range of smart home offerings while also leveraging its retail channel to challenge the likes of Samsung, Philips, and Nest.

Business Insider Intelligence's Peter Newman has the full story.


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BRIEFING HIGHLIGHTS

Jyske Bank debuts the world's first negative interest rate mortgage

The bank will offer borrowers a 10-year deal at -0.5% — meaning borrowers will still make monthly payments, but the amount outstanding will be reduced each month by more than the borrower has paid. Read More →

Tesla lost a $5.5 million from a German car rental service order due to quality issues

Among the issues that Nextmove documented in the first 15 cars it received were "defective tires, paint and body damages, defective charge controllers, [and] wrong wiring harnesses or missing emergency call buttons." Read More →

Amazon is opening new locations of its 4-Star and Books stores

Now, Amazon will operate five 4-Star stores and 19 Amazon Books stores, helping expand its proprietary retail footprint and further grow the segment outside of Whole Foods, which comprises the bulk of Amazon's physical retail stores. Read More →

Goldman's CEO expects to be a frontrunner in consumer banking

Goldman Sachs' first foray into credit card issuing came with the launch of Apple Card earlier this week, and CEO David Solomon noted that the event is just the beginning, per an internal email. Read More →

US wireless carriers are reportedly throttling mobile video content

The Big Four US wireless carriers are reportedly throttling mobile video content regardless of whether their networks are being overloaded, according to a study. Read More →

Banks are prioritizing cost cutting and digital transformation this year

In a Finextra and Virtusa study, the digital customer experience was chosen as a top priority by 79% of respondents, highlighting how central digital technologies have become to banking operations. Read More →

Visa launches AI-driven tools to fight fraud

Visa rolls out a new suite of tools to fight fraud. The firm announced that the slate of offerings is meant to "help prevent and disrupt payment fraud" and is available to its clients without an additional fee or sign-up. Read More →

A Microsoft-backed NYSE operator will roll out Bitcoin futures

Bakkt's authorization will see it become the first to offer physical Bitcoin futures to institutional investors, and it could open the door for a flurry of institutional investments in cryptos. Read More →

AliveCor drops Kardiaband Apple Watch Accessory

The KardiaBand was an EKG wristband designed for use with earlier iterations of the Apple Watch, giving the smart watch added health value before Apple Watch 4 launched with its own EKG. Read More →

Google's new entry-level speaker will boast omnipresent voice

The changes to the most affordable offering in Google's smart speaker lineup reflect the search giant's evolving approach to the smart home ecosystem. Read More →
 
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RESEARCH IN FOCUS

Fintech and Financial Inclusion

Historically, the US banking industry has discussed financial inclusion solely in terms of corporate social responsibility (CSR). Offering services to the unbanked and underbanked consumers has long been economically unviable. But two forces have flipped the conversation from CSR to a genuine business opportunity. This report explores the business opportunity for incumbent banks looking to tap the growing opportunity presented by the financially underserved, highlights through case studies how innovative players are utilizing technology to capture share in this market, and outlines recommendations for how banks can enter the space as well. Learn More →

Voice Assistants in Healthcare

Voice is making waves across industries, but the transformative power of the technology is now at a tipping point in healthcare. In this report, Business Insider Intelligence outlines the voice opportunity in healthcare and explores the drivers propelling voice adoption in the healthcare realm. We then examine three of the highest-value voice use cases in healthcare — clinical documentation, remote care, and clinical support — and provide examples of early moving health systems and health tech companies implementing voice in each application. Learn More →

The Rise of Amazon Advertising

Amazon is increasingly ramping up on ad offerings across its ecosystem, in a mounting bid to lure ad dollars away from platforms like Google and Facebook, YouTube, traditional TV, and the connected-TV device maker Roku. Business Insider Intelligence examines how and why Amazon's ad business is growing as it diversifies its various ad products across its ecosystem; how Amazon could pose a threat to ad dollars that currently flow to the duopoly, TV, and connected-TV giant Roku; and why Amazon is likely to remain dominant versus retailers expanding their own ad offerings. We also comprehensively lay out Amazon's growing array of ad opportunities across its formats, including display, video, and audio. Learn More →
 
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CHARTS OF THE WEEK

On-demand delivery is changing consumer expectations around package delivery.

On-demand delivery is changing consumer expectations around package delivery.

The opportunity for banks to swell their customer base is significant — but they have to move fast.

The opportunity for banks to swell their customer base is significant — but they have to move fast.

Social commerce is gaining steam — and it's spreading across both social and e-commerce platforms.

Social commerce is gaining steam — and it's spreading across both social and e-commerce platforms.
 
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