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PNC is testing a bank account for gig economy workers PNC created an internal startup, dubbed numo, to run indi, a mobile bank account for gig economy workers.
Nearly 40% of the US workforce takes part in the gig economy, representing $1.4 trillion in income, but 53% of self-employed consumers have multiple banking relationships — suggesting gaps in bank offerings for this segment.
PNC is the first bank in the US to develop an account tailored specifically around the needs of gig economy workers, and although targeting a niche audience could help PNC's service catch on, it will require a compelling value proposition to achieve scale.
Business Insider Intelligence's Rachel Green has the full story.
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| | | Amazon is testing a biometric payment method and plans to bring it to Whole Foods – marking its first formal step into in-store payments tech. Read More → | | | | |
| | | Beijing Mercedes-Benz Sales Service (BMBS), an automotive sales joint venture between German automaker Daimler and Chinese automaker BAIC Motor, will use a blockchain platform to track used car value in real time. Read More → | | | | |
| | | Apple Pay's adoption in the US is lagging along with mobile payments in general — we think the introduction of Apple Card could change its fortune. The launch of Apple Card gives consumers new incentives to use Apple Pay and could even boost the service's merchant base. Read More → | | | | |
| | | Walmart's first standalone primary care clinic, dubbed Walmart Health, will be piloted in Dallas, Georgia. Patients will be able to receive a variety of primary care services at the clinic, including immunizations, lab tests, dental care, optometry, audiology, and behavioral health services. Read More → | | | | |
| | | Amazon is displaying its own private-label products on competing product pages, directly above where consumers would click to add an item to their cart, and labeling them as a "Similar item to consider." Read More → | | | | |
| | | Samsung is plowing ahead with a range of updates to product lines in its mobile and connected home space and planning iterations on its devices — but with record R&D spending for the first half of 2019, it could be struggling to translate innovation into market-ready products. Read More → | | | | |
| | | Amazon made a slew of announcements related to its Fire TV OS, bringing its voice assistant adoption strategy into greater clarity. The e-commerce giant announced over 20 Fire TV-branded devices. Read More → | | | | |
| | | Pharmacy benefits manager Capital Rx could turn the industry on its head with its new model that illuminates the notoriously opaque drug pricing negotiation process. Read More → | | | | |
| | | Spain is reportedly eyeing the sale of its fixed network assets for $1.3 billion. Vodafone has provided detailed network information to potential buyers so they can design their proposals. . Read More → | | | | |
| | | Facebook's proposed crypto project, Libra, is being investigated by the bloc's antitrust regulator amid concerns that it could have negative impacts on competition. Read More → | | | | |
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| | | The US is in the midst of a swelling mental health crisis that's expected to slam the healthcare system with $238 billion in costs in 2020. One way hospitals can more effectively triage patients and gain quicker access to mental health specialists when they need them is by equipping EDs with telemental health technology — which allows doctors to virtually connect with remote psychiatrists when patients come into the ED in need of a psychiatric consultation. This report explores how the onus of the US' mental health crisis falls on health systems and hospitals, and how they can navigate the costly dilemma via telemental health. Learn More → | | | | |
| | | Since its emergence at the start of the decade, blockchain has been heralded as one of the most transformative technologies for financial services. Blockchain hype has led financial institutions (FIs) to pour money into the space and into distributed ledger technology more broadly. This report explores early blockchain successes and failures at four major banks, identifies the lessons these early wins — and losses — have for the rest of the financial services industry, and outlines actionable steps that industry players can take to ensure the success of their own blockchain projects. Learn More → | | | | |
| | | Online grocery growing rapidly from its small base. Its market value has doubled from 2016 to 2018, suggesting that consumers are starting to get more comfortable ordering essentials and certain foods online — a major barrier to adoption. Meanwhile, one type of product that's popular in online grocery, consumer packaged goods (CPGs), has seen the majority of its growth come from online. This report looks at a variety of grocers' curbside pickup and grocery delivery options, analyzing how they compare with competitors' strategies, how profitable they are for the grocer, and what their future may be. Learn More → | | | | |
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